Blogs & Speeches

9th June 07		Low Probability High Impact and Black Swan Events
		by D K Matai
		We are all being hurled closer to each other as the world integrates faster than ever before. The propensity for fast global integration creates both huge opportunities and its inevitable flip-side, huge risks. In the future, we should be concerned about Low Probability High Impact and Black Swan events which can change the present trajectory of nation states and large economic entities, many with turnovers in excess of the GDP of most nations. Welcome to Asymmetric Globalisation in which friends and adversaries are no longer similar looking as they react to off-the-radar forces giving rise to Low Probability High Impact and Black Swan Events. This also means that more risk is transferred into the markets away from Sovereign states.
17th March 07		intentBlog: Holistic Quantum Relativity Project: Glossary v0.5
		by D K Matai
		The excellent HQR Socratic Dialogue in regard to Glossary v0.4 has shaped the latest version v0.5. Yet there are key terms missing as the HQR project accelerates. Please assist via definitions. Thanks!
16th March 07		intentBlog: HQR: Burden of Proof, Synchronicity & Applications
		by D K Matai
		Further to the Socratic Dialogue with Pure & Applied Scientists, Philosophers and Spiritualists across the world as well as IntentBloggers over the last few months, it seems that one of the key ways in which there could be the burden of proof for Holistic Quantum Relativity lies in building pilot applications...
16th March 07		intentBlog: HQR: Linking Ancient & Modern: WWW of Worship
		by D K Matai
		Our friends Kevin Sullivan and Mary Jordan, the London Bureau Chiefs of The Washington Post, have been researching the global rise and participation of multiple-faiths, far flung religious communities, and advancement of collective spiritual thought enabled by 21st century communications technology...
15th March 07		intentBlog: HQR: Sir Tim Berners-Lee: The Future of The Web
		by D K Matai
		It would be "une grande folie" to assume that we can progress the Holistic Quantum Relativity dialogue without understanding how the human mind works and interacts with others. This is where Computing and Web systems have to come into our thinking alongside Holistics, Philosophy, Quantum Mechanics, Relativity and Spirituality.
13th March 07		intentBlog: HQR: Sir Karl Popper: Paradox of Science & Truth
		by D K Matai
		The modern notion of the relationship between Science and Truth, was espoused by Sir Karl Popper. Quantum Mechanics is a good Scientific theory precisely because it is falsifiable and the same can be said to be the case for General and Special Relativity when beyond certain boundary conditions they all becomes false. That which is falsifiable is Science! That which is True may Not be Science at all! Such is the paradox humanity has created!
11th March 07		intentBlog: HQR: HH Master Kirpal: Consciousness & Free Will
		by D K Matai
		Holistic Quantum Relativity's Glossary v0.3 sparked a welcome Socratic Dialogue on "Free Will": The Q & A session with HH Master Kirpal is worth noting.
25th February 07		intentBlog: HQR: Quantum Computer, Einstein's Spooky Action
		by D K Matai
		Within Holistic Quantum Relativity lies the realm of the human mind and the observable universe running like Quantum Computers: this technological synthesis offers the possibility of solving what computer science calls "NP-complete" problems. Last week D-Wave Systems, a privately-held Canadian firm HQ'd near Vancouver, BC, demonstrated what it calls the world's first commercially viable Quantum Computer at the Computer History Museum in Mountain View, California.
24th February 07		intentBlog: HQR: Bringing All Together & Another Perspective
		by D K Matai
		Heather Quinn from NY has suggested that we reproduce #77 of the Socratic Dialogue "HQR: Quantum Physics and The Holotropic State" because "it expresses the essentials of this project with passionate clarity..." Another perspective follows:
22nd February 07		intentBlog: HQR: Quantum Physics -- The Holotropic State
		by D K Matai
		The key findings of Quantum Physics point towards Holistic Quantum Relativity and the Holotropic State, especially: 1. Dr David Bohm's work about the universe being made up of an "interconnected unbroken wholeness"; 2. The Non-Locality phenomena, ie, Bell's Theorem; and 3. The 'Observer Effect' implying that consciousness underlies all reality.
21st February 07		intentBlog: HQR: HH Master Kirpal -- Indira Gandhi & Quotes
		by D K Matai
		In the context of Holistic Quantum Relativity, we pesent some well known Quotes of His Holiness Master Kirpal -- including Words of Welcome to Indian Prime Minister Indira Gandhi in 1974 at The Unity of Man Conference -- on Daily Living, Inner Life, Love, Mind and Self Introspection.
21st February 07		intentBlog: HQR: HH Master Kirpal -- Nature of Thought
		by D K Matai
		In the context of Holistic Quantum Relativity, we pesent the Socratic Dialogue "Nature of Thought -- Right Understanding" between His Holiness Master Kirpal and disciples from 15th January 1971.
19th February 07		intentBlog: HQR: Albert Einstein Quotes on Spirituality
		by D K Matai
		In the context of Holistic Quantum Relativity's Socratic Dialogue it is useful to note Albert Einstein's Quotes on Spirituality. Einstein contributed more than any other scientist to the modern vision of physical reality. His special and general theories of relativity are still regarded as the most satisfactory model of the large-scale universe that we have.
17th February 07		intentBlog: HQR: Tagore Einstein: Science, Spirituality & Music
		by D K Matai
		In the context of Holistic Quantum Relativity's Socratic Dialogue it is useful to note that the Nobel Laureates Prof Albert Einstein (1921) and Sir Rabindranath Tagore (1913) met at Einstein's residence in Berlin, Germany, on 14th July 1930, as photographed. The recorded conversation elegantly demonstrates how the two utilised the language of music, as a metaphor, to forge common ground between science & spirituality.
16th February 07		intentBlog: Holistic Quantum Relativity Evolution on IntentBlog
		by D K Matai
		Dear friends, Mieke van der Poll based in the Netherlands has put together a very detailed presentation on the Evolution of Holistic Quantum Relativity on IntentBlog. On a related note, the Sector Star Target star image shows four focus points emerging from one source... just scroll up or down!
9th February 07		intentBlog: Holistic Quantum Relativity: Spirituality and Science
		by D K Matai
		Holistic Quantum Relativity seeks to integrate spirituality and science. This work-in-progress may be of interest to the distinguished ATCA and IntentBlog members, given our joint concentration on opportunities and threats arising from climate chaos; radical poverty; geo-politics, organised crime & extremism; advanced technologies -- bio, info, nano, robo & AI; demographic skews; pandemics; and financial systems.
1st February 07		intentBlog: Holistic Relativity: Spiritual Planes & Consciousness
		by D K Matai
		In the quest to unify the four forces with the fifth, the Socratic Dialogue on 21st Century Holistics is moving towards Holistic Relativity, which hinges on multiple spiritual planes and consciousness levels. The Great Spiritual Masters refer to multiple planes often:
30th January 07		intentBlog: Holistic Pyramid, Sahasrara, Sri Yantra, Creation
		by D K Matai
		We began with trying to unify the four forces into the fifth through Socratic Dialogue. We are grateful to the Creator manifest through direct inspiration and via IntentBloggers for having brought us this far in the Unified Holistic Pyramid's quest. A possible illustration of the one-thousand-petal Sahasrara Lotus manifest fully from the causal plane:
24th January 07		intentBlog: Simple Holistics: Hegel Triangles & Unified Pyramid
		by D K Matai
		The IntentBlog Socratic Dialogues on 21st Century Holistics have inspired us to look deeply at what has historically been developed to reconcile science, art and spirituality. Reaching God does not require this elaborate perephernalia but reconciling modern science and philosophy with the unifying force of divinity might!
23rd January 07		intentBlog: Holistics: Embracing Science, Art and Spirituality!
		by D K Matai
		Dear friends, we recently initiated a Socratic Dialogue in which a number of IntentBloggers have taken part in regard to Unified Force, Sub-nuclear Physics & Love of Rumi. We are now being told in no uncertain terms "what is being discussed here in the name of science is not only bad-science, it is pseudo-science, bad-science, non-science or rather non-sense." [#97] Are we in the realms of going beyond science, art and spiritual philosophy towards Holistics?
19th January 07		intentBlog: Complex Holistics: Hegel's Logic, Spirit and Mind
		by D K Matai
		Hegel is short form for the great German philosopher by the name of Georg Wilhelm Friedrich Hegel (1770 – 1831) who sought to reconcile the System of Science, Logic, Nature, Spirit and Mind. A slightly edited excerpt of the 1911's Encyclopaedia Britannica "Hegel" article follows which carries the seeds of 21st Century Holistics within it as viewed from an early 20th Century perspective.
17th January 07		intentBlog: Unified Force, Sub-nuclear Physics & Love of Rumi
		by D K Matai
		Harbhajan "Harb" Singh [Self-Designed Universe] and other IntentBloggers have started an interesting dialogue on the Unified Force, Sub-nuclear Physics and Spirituality developing under Maulana Rumi. Synthesising the views of The Great Spiritual Masters and Philosophers including Socrates, Plato, Lao Tsu, Rumi, Kabir, Kirpal and Indian Vedanta, alongside nuclear physicists like Prof Hans-Peter Duerr and Prof Richard Feynman begins to unify all.
16th January 07		intentBlog: Maulana Rumi: 2007 is his 800th Anniversary!
		by D K Matai
		Our friend Sussan Deyhim has reminded us that 2007 is the mystic poet Maulana Rumi's 800th Anniversary. So the post has been revised... The Great Spiritual Masters have often made references to the love of the Perfect Master Maulana Rumi -- Maulana of the Roman Empire -- who was born in Balakh, Afghanistan, in 1207 AD.
13th October 06		Evian: Grave Crisis of Globalisation: Regenerating the Momentum
		by D K Matai
		The Big-10 global risks and opportunities of the 21st century, depend on 'Disruptive Innovation' to address and to begin to resolve some of the seemingly intractable yet interlinked confrontations. As those inherent confrontations accelerate and feed off each other's momentum they possess the capability to damage and to disrupt the delicate global dynamic equilibrium. Faced with this unpalatable prospect for humanity in the coming two decades or less, it is necessary to rethink strategically and come together in joint action, which is the main aim of the high-level global dialogue established by organisations such as The Evian Group, ATCA and The Philanthropia. We need to be moving towards a wisdom based global economy, where longevity and sustainability are at the top of the agenda.
8th October 06		intentBlog: ATCA marks Five Years - Thanks to you & Socrates
		by D K Matai
		In the tradition of The Great Spiritual Masters and Philosophers, Socrates, is regarded as one of the finest. The story of his final days compiled from various sources including Plato's narrative: the accusations, the trial, the three apology speeches and final condemnation to death in 399 BC are worth noting, especially in the 21st Century as we need to appreciate the method of Socratic Dialogue again.
2nd October 06		intentBlog: Towards Non-Violence - Happy Birthday Mahatma Gandhi!
		by D K Matai
		Mohandas Karamchand Gandhi was born on 2nd October 1869 and it is a great honour and privilege to remember his unique contribution to the cause of global humanity and India's exemplary struggle for democratic freedom through non-violent means: non-cooperation and civil resistance. Albert Einstein wrote: "Mahatma Gandhi's life achievement stands unique in political history..."
31st August 06		intentBlog: California proposes Anti-Global Warming measures
		by D K Matai
		Excerpt reproduced with permission of the ATCA Council: The State of California is to impose broad caps on its GreenHouse-Gas (GHG) emissions under a landmark bill that marks a clear break with the US Federal Government and which backers hope will become a national model not just for America but also for other nations across the world.
30th August 06		intentBlog: Beyond the Einstein-Russell Manifesto of 1955: Potsdam Denkschrift
		by D K Matai
		"Beyond the Einstein-Russell Manifesto of 1955: The Potsdam Denkschrift" is probably one of the most thought provoking and meaningful think-pieces of our time, which has been developed by the world famous nuclear-physicist and Alternative Nobel Prize Winner Prof Hans-Peter Dürr based in Munich, Germany.
27th August 06		intentBlog: New Orleans Anniversary & Ernesto hits Florida
		by D K Matai
		Excerpt reproduced with permission of the ATCA Council: On the first anniversary of Hurricane Katrina, which battered the US Gulf Coast and swamped New Orleans last year, our thoughts and prayers are with the victims and their families. Officials and residents are mindful of nature's force a year to the day since Hurricane Katrina flooded most of New Orleans, killing 1,500 people and causing over USD 80 billion in damage.
27th August 06		intentBlog: Buddha's Noble Eightfold Path & The Paradox of our Times
		by D K Matai
		The Noble Eightfold Path, re-discovered by The Buddha and other great holy Saints, is often described as the way to Nirvana, ie, rising above the Physical and Astral planes towards the Causal. Nirvana is desribed as the ineffable ultimate in which one has attained disinterested wisdom and compassion. There are the two other planes beyond that -- Par Brahamand and Sach Khand -- as Perfect Masters explain.
25th August 06		intentBlog: Beyond Extreme Capitalism -- Blended Value Investment
		by D K Matai
		Remembering John F Kennedy's speech -- I am a Berliner! -- or as he said it "Ich bin ein Berliner", which actually translates to "I am a jam doughnut!" , in June 1963, Germany, we watched the collapse of the Berlin wall with some of our faculty at the University of Southampton, England, in the same department of electronics and computer science where Sir Tim Berner-Lee, the inventor of the world wide web at CERN, now holds a Chair. On 9th November 1989, I remember that one of the students queried, "Is this the collapse of Socialism and the Soviet Doctrine?" and one of our our faculty members
22nd August 06		intentBlog: Latest Iran response requires 'careful' analysis
		by D K Matai
		EU's foreign policy Chief His Excellency Javier Solana has said that Iran's latest response to an international offer of incentives for it to stop uranium enrichment requires careful analysis.
20th August 06		intentBlog: How to be happy? -- Ashtavakra Gita and Advaita
		by D K Matai
		When we have met friends on various world tours of The Great Spiritual Masters, the eternal question "How to be happy?" has often come up. The Ashtavakra Gita has been universally cited as a step in the right direction because it presents the traditional teachings of Advaita (Non-Dualism) Vedanta with a clarity and power very rarely matched.
17th August 06		intentBlog: Towards Sustainable Development: What is a Social Entrepreneur?
		by D K Matai
		Having spent time earlier this year as a keynote speaker and panellist on New Generation Philanthropists at The World Forum for Social Entrepreneurship alongside Al Gore, Robert Redford, Sir Ben Kingsley, Jeff Skoll, Sir Ronald Cohen, Bunker Roy and Mohammad Yunus, at The University of Oxford, in my capacity as the co-founder of The Philanthropia -- Trinity Club, Syndicates and Ethical Investment Funds -- in Switzerland, the questions that have been foremost in my mind are as follows:
14th August 06		intentBlog: Interfaith Dialogue - Unity of Man & Conflict
		by D K Matai
		The terms Interfaith or Interfaith Dialogue refer to cooperative and positive interaction between people of different religious traditions, (ie "faiths") at both the individual and institutional level leading to tolerance and mutual respect. It is distinct from syncretism.
13th August 06		intentBlog: Is non-violence out-of-fashion in the 21st century?
		by D K Matai
		Mahatma Gandhi said, "Non-violence is the greatest force at the disposal of mankind. It is mightier than the mightiest weapon of destruction devised by the ingenuity of man." Ahinsa is a concept which advocates non-violence and a respect for all life.
24th May 05		Holistic Solutions to Counter Asymmetric Threats: The Pivotal Role of Technology
		by D K Matai
		The importance of information and knowledge today is forcing us to take a new look at the main actors in international relations. Traditionally, states have been the exclusive holders of power and authority. With the advent of the internet, new and diverse actors have entered the stage, and simultaneously the speed, capacity, and flexibility in collecting, producing, and disseminating information have increased. As a result of the fragmentation of authority and the altered quality of power, the traditional foundations of security have also been turned upside down.
10th February 05		Cyberland Security: Organised Crime, Terrorism and The Internet
		by D K Matai
		There is growing debate over threats to the security of the Internet, including competing views of their source and severity. But how significant and extensive are the actual threats? Are anarchic spammers the prime suspects? To what extent are organized criminal syndicates and terrorists using and abusing the Internet? And how can police and security forces use the Internet to counteract Cyberland risks? DK Matai discusses the myths and realities of security threats from his perspective as chairman of one of the leading authorities on electronic security for major financial institutions, government agencies and multi nationals in Europe, America and Asia.
18th February 04		Asymmetric Threats Contingency Alliance - Third Session
		by D K Matai
		The world is a changed place post 9/11: ranging from the ritual of removing shoes at US airports before every departure to the introduction of biometric facial and fingerprint recognition devices upon arrival. Technology is being used in every way to control borders and apprehend organised criminals and extremists both in the physical world and in cyberspace. Emails and voice communications are being monitored for keywords both in the US and by other intelligence agencies across the Western world. Every country and global corporation faced with national insurgence, trans-national extremism and organised crime will ultimately need to migrate closer towards Total Information Awareness Systems (TIAS) in the years ahead. Every citizen and permanent resident of a country, employee or sub-contractor of a corporation has to be equipped with an identity card with biometric tags and governments as well as corporations need to be aware of their stakeholders' movements across borders and the frequency with which their travels, entry and exit out of specific cities, valuable complexes and public places take place.
22nd October 03		Queen's Award Celebration Speech
		by D K Matai
		It is a great pleasure and honour to welcome you to Lloyd's of London, which has been the home of insurance and innovative risk solutions since 1688. Thank you for taking the time to be with us. We appreciate it. General Peter Istead, the representative of the Lord Lieutenant has been very kind to come today and present Her Majesty's crystal bowl and deed. We are honoured to receive the Queen's Award for enterprise in the category of innovation this year.
3rd April 03		Asymmetric Threats Contingency Alliance - Second Session
		by D K Matai
		The war with Iraq may have exacerbated the threat from asymmetric attacks as witnessed by the surge of politically motivated digital attacks which have already cost in excess of USD 10 Billion in economic damage over the last nine months. The most likely asymmetric risk scenario in the years to come would involve conventional or chemical bombs blended with suicide attacks and amplified with simultaneous digital attacks that cripple emergency services and stop people from being able to use air or rail transport, banking and credit card infrastructure at the same time. There is a need for a robust business continuity capability within most businesses and government departments that will allow those organisations to deal with large scale asymmetric attacks and prevent systemic risk.
20th February 03		Impact on Confidence of War with Iraq
		by D K Matai
		Any prevailing uncertainty in regard to the war with Iraq is likely to depress the capital markets further and hinder growth. So, in the end, there may be no choice left but to embark on the conflict in hope of the most benign economic outcome. Most wars in US history have tended to stimulate economic growth partly because of higher defence spending. In contrast, the Gulf war in 1991 was followed by a recession. Even if the war with Iraq is won, it is difficult to envisage how easy it would be to capitalise effectively on the world's second largest oil reserves.
11th December 02		The Economic Impact of War with Iraq - Asymmetric Risks
		by D K Matai
		Concern about war with Iraq has mounted and may have important economic consequences as well as political and security-related consequences. First-order consequences might include increased oil prices and higher defence expenditure at a time when it appears that tax revenues will be rising much more slowly than government spending. There will also be second order consequences, such as a possible further instability to the region.
28th November 02		Asymmetric Threats Contingency Alliance - ATCA
		Asymmetric Threats Contingency Alliance - ATCA - Findings
		by D K Matai
		The Asymmetric Threats Contingency Alliance promotes the discussion and awareness of asymmetric threats facing today's society among decision makers. The inaugural event took place on 28th November at the Athenaeum Club in London.
12th August 02		Will Falling Equity Prices Produce a Double Dip? (218k)
		by David Hale (70k)
		The divergence between the performance of the US economy and equity market is the greatest in living memory. The US equity market appears likely to experience its third year of negative returns for the first time since the periods 1929-1933 and 1939-1941 despite the fact that there are clear signs of at least a moderate economic recovery. There is a clear risk that the new regulatory mood will cause both accounting firms and corporate managements to become highly risk averse.
18th July 02		Introduction to The Question of Trust
		by D K Matai
		Trust denotes a feeling of certainty or faith, that a person or entity will not fail. It is the assured peace of mind on the integrity of another and with information security issues increasingly assuming predominance in an ever more insecure and volatile world, trust is rapidly becoming the most important asset we can have. We know from our own experience at mi2g that trust in both corporations and governments can be shattered by public digital attacks resulting in unauthorised access of user profiles or financial information, often significantly damaging reputation and in the case of a publicly quoted company - its market capitalisation.
18th July 02		Capitalism in a Post Enron World (116k)
		by Charles Tilley (107k)
		The sudden collapse of Enron, followed by other scandals such as WorldCom and a growing list of companies that have inflated earnings figures, has shaken the trust in corporations and their management. Each time we think we have seen it all, another story unfolds but let us not forget that the underlying causes remain the same (as do the responses required to restore confidence).
18th July 02		Trust in Computing Platforms
		by D K Matai
		Trust in the real world and digital world are very similar concepts. They sustain confidence. And there is a key difference as well, which is that the parties involved in any online interaction have very little knowledge about each other and cannot depend on time honoured trust building measures such as physical proximity, face to face and eye contact, handshakes and assimilating body-language. Instead it is necessary to rely upon other trust building proxy measures such as the use of devices or biometrics for authentication; referencing through trusted third parties; wrapping confidentiality around messages and performing integrity checks; defining the limits of risk exposure; and clearly stipulating general safeguards against non-repudiation.
18th July 02		Trust as the Flip side of Risk (79k)
		by Dr Brian Collins (277k)
		All businesses and governments are attempting to transform themselves in part or in full to exploit the possibilities offered by modern Information and Communication Technologies. This is mainly through the exploitation of the Internet, but includes exploitation of and integration with telephone systems, fixed and mobile, multimedia content and the use of new channels such as interactive digital television and new 'user devices' such as personal digital assistants. For this exploitation to be successful a number of issues have to be addressed; amongst these are reviewing the processes of trust and risk management.
30th May 02		Exploration of the Effects of Asymmetric Attack
		by D K Matai
		In the 21st century, asymmetric warfare is multi-dimensional. It is fought on land, on the seas, in air as well as through cyberspace.
21st March 02		Six Months Beyond 11th September - Risk of Asymmetric Warfare
		by D K Matai
		Mercifully the scale and ruthlessness of the terrorist attacks on 11th September has not been matched in the last six months. The daily news of deaths and casualties on both sides - Israel and Palestine - as well as Sunday's attack on Church-goers in Islamabad, in which five people died suggests that the ideological chasm between the fundamentalists and liberals has not narrowed. The idea of bombing Iraq is gaining justification even as Britain has sent a further 1,700 troops to help root out hardcore al-Qaeda and Taliban fighters in Afghanistan. The UK troops join 5,300 US troops already on the ground. We in Britain are staunch supporters of the US so we are legitimate targets in this "War on Terrorism". All the early warnings and recent developments suggest that this war is likely to be a long drawn out one.
30th January 02		Growing a Digitally Networked Organisation with Values (130k)
		by Dame Stephanie Shirley (77k)
		My corporate story starts in 1962 when I founded Xansa as a 20th century cottage industry for women. And it comes into this century with a series of personal initiatives and innovations I've been able to make since my retirement. My life's theme, if it has one, is, I think, empowerment - empowerment of women, empowerment of colleagues and the workforce, and empowerment of people with disabilities.
14th November 01		Asymmetric Warfare - Business Continuity in the Face of Terrorism
		by D K Matai
		Businesses need to be able to carry on functioning despite interruption. However, if they suffer loss of critical assets on the scale of 11th September, the most meticulous disaster recovery programmes and business continuity procedures can cease to deliver.
22nd October 01		The World Beyond 11th September - Focus on Asymmetric Warfare
		by D K Matai
		The focus of the terrorists is to attack the population's confidence and monetary stability. Theatrical attacks with clear messages of dissent in the digital or physical world do undermine confidence. Whether it is the televised annihilation of the World Trade Center or men wearing spooky suits searching for Anthrax in the Senator's Offices in the US or the Liverpool Post Office in the UK, all such activity undermines society's confidence.
17th October 01		The Coming Linux Tsunami - An Open Source Revolution
		by D K Matai
		The start of war by America and UK on Afghanistan and the subsequent confirmed cases of Anthrax in the US have severely dented business and consumer confidence. After the assassination of Mr Zeevi, a member of the Israeli cabinet today, things are looking very uncertain for the Middle East peace process. Security is suddenly a very big issue and so is cost cutting in the brutal new competitive environment. Profitable trading is essential to survival and Linux has a big part to play in this equation.
5th October 01		Developing the Linux Business Case for Financial Services
		by D K Matai
		The dramatic success of the low-cost eBusiness operators versus the dinosaurs of the corporate world is an urgent warning to multi-nationals, banks and global insurance companies that unless they radically change and take out cost from their businesses, then they could easily suffer the same fate as the airlines via tectonic shifts in customer preference.
3rd October 01		How can financial services cut cost
		by D K Matai
		Computers have now infiltrated every part of the economy and in most industries, particularly in insurance and banking, eBusiness offers unrealised potential to increase productivity.
11th July 01		Information as Currency - The future of financial services
		by D K Matai
		The subject of today's talk is the contribution of Information Technology in evolving financial services beyond today’s banking, insurance, coins and paper currency world.